Access Counseling, Inc. and Dave Ramsey are committed to giving you the best educational programs that meet the court requirements and your need to restart your life. Once you complete the process, you will have the tools to build financial stability so you will never need to go through bankruptcy again.
The First Course $25

This court-required credit counseling course helps you understand all your options prior to filing bankruptcy. Same low cost online or by phone. Single or Joint. No hidden fees.

This course is also available in Spanish.
First Course
Telephone course is also available for $25. Call 1-800-788-7857 to get started.
The Second Course $25

The law requires that you complete a Debtor Education program before your bankruptcy can be discharged. This course will give you the tools you need to confidently manage your money and rebuild a strong financial future.
This course is also available in Spanish.
DVD course with order and completion by phone also available for $45. Call 1-800-788-7857 to get started.



*Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider's service.